What Does Ameritas Dental Insurance Cover?

If you're shopping for dental coverage, one of the first questions you may have is, "What does Ameritas dental insurance cover?" While benefits vary by plan, Ameritas offers a variety of dental insurance options designed to help individuals and families manage the cost of preventive, basic, and major dental care.

Understanding what different plans may include can help you compare your options and choose coverage that fits your needs before your next dental appointment.

Ameritas Dental Insurance Preventive Dental Care

Many Ameritas dental insurance plans emphasize preventive care because regular dental visits play an important role in maintaining oral health. Depending on the specific plan you choose, preventive services may include:

• Routine dental exams

• Professional cleanings

• Dental X-rays

• Fluoride treatments (when applicable)

• Other preventive services outlined in your plan

Reviewing preventive care benefits is an important step when comparing dental insurance plans.

Basic Dental Services

After preventive care, many plans also provide benefits for basic restorative dental services. Depending on the plan, these services may include:

• Fillings

• Simple tooth extractions

• Emergency dental treatment

• Other basic restorative procedures

Coverage amounts, waiting periods, deductibles, and coinsurance can vary by plan, so it's important to compare plan details before enrolling.

Major Dental Procedures

Some Ameritas dental insurance plans also provide benefits for major dental procedures. Depending on the policy selected, covered services may include:

• Crowns

• Bridges

• Dentures

• Root canals

• Other major restorative treatments

Because major services often involve higher costs, comparing plan features such as annual maximums and waiting periods can help you choose coverage that aligns with your dental care goals.

Vision Coverage May Also Be Available

If you're also looking for routine eye care, eyeglasses, or contact lens benefits, you may want to compare dental and vision insurance together.

Many individuals and families appreciate having both types of coverage to help manage routine healthcare expenses.

Compare Coverage Available in Your State

Dental insurance options can vary depending on where you live. If you're looking for information specific to your state, explore our state pages to learn more about available dental and vision insurance options in your area.

What Should You Compare Before Choosing a Plan?

Before selecting an Ameritas dental insurance plan, consider comparing:

• Monthly premiums

• Preventive care benefits

• Provider networks

• Waiting periods

• Deductibles

• Annual maximums

• Covered services

• Vision coverage options

Comparing these features can help you find coverage that better matches your expected dental care needs.

Get Help Comparing Ameritas Dental Insurance Plans

Choosing dental insurance doesn't have to be complicated. Working with a licensed insurance professional can help you better understand available plan options, compare benefits, and request personalized quotes based on your needs.

Whether you're shopping for yourself, your spouse, or your family, taking the time to compare plans can help you feel more confident in your decision.

Ready to Compare Ameritas Dental Insurance?

If you're ready to learn more about Ameritas dental insurance coverage, request a personalized quote today. We'll help you compare available options and answer your questions so you can make an informed decision.